A large nursing home chain insured with another agent with an insolvent insurance company. Losses exceeded the annual premium by a wide margin. We helped the management team identify the key issues driving their losses and found a new workers’ comp insurance carrier saving them 25% annually on their premiums. We also helped them file and track workers’ comp claims from the previous insolvent insurance company with the state guaranty fund until all the claims were closed.
A business owner with 200 employees called in a panic. He received a notice of non-renewal from his current workers compensation insurance company and his agent could not find another quote for him. His coverage was set to expire the next day. We found an insurance company and bound workers comp coverage the same day.
A home health provider with 100 employees was incurring large work comp claims with their field staff. We identified the issue creating the losses and helped them change their procedures to fix the problem. Losses dropped over 70% the following year.
A solo consulting engineer needed insurance to secure a contract with a new client. We provided the coverage required to satisfy the agreement quoted and bound in two days.
A business owner had a large disputed audit balance due to a previous workers compensation company through another agent. The discussions with the insurance company and the previous agent had broken down and the business owner had hired an attorney to litigate the issue. With the owners help we were able to resolve the audit dispute without a lawsuit.