Be Ready. Be Covered. Be Sure.

Risk management is focused on avoiding and minimize the impact of potential risk in your business. The most important and often overlooked item in this forecasting is the health of business owners and operators who are key to business success.

It's important to spend some time with your local health care providers to make sure you are healthy. It can be hard to get away from daily business activities, but you should include keeping yourself healthy an important item on your to-do list just like any other business activity to track and monitor.

Thanks to advancements in technology the cost of tracking your health is much lower and much easier to do.

Getting a full annual physical exam including a blood work up should remain on your calendar.  Use the blood work up results as your personal scorecard you can use to change your daily eating, exercise and stress behaviors to make future blood tests look better.

Be sure to make available all of your previous medical history to your medical provider including any previous activities that may put you at risk of disease today.

Get and wear a personal fitness recorder and use it every day to maintain an active health record and baseline for improvement.

Getting the right screening test at the right time is one of the most important things you can do for your health. Screenings find diseases early before you have symptoms when they're easier to treat.

Screenings for men:

  • Prostate Cancer Testing - Prostate cancer is the most common cancer found in American men after skin cancer.
    • 50 for average-risk men.
    • 45 for men at high risk. This includes African-Americans.
    • 40 for men with a strong family history of prostate cancer.
  • Testicular Cancer Screening - Most cases occur between ages 20 and 54.
  • Colorectal Cancer Testing - Screening begins at age 50 in average-risk adults.
  • Skin Cancer - Older men are twice as likely to develop melanoma as women of the same age.
  • High Blood Pressure - The risk for high blood pressure increases with age. It's also related to weight and lifestyle.
  • Cholesterol Levels - A high level of LDL cholesterol in the blood causes sticky plaque to build up in the walls of the arteries. This increases your risk of heart disease.
  • Type 2 Diabetes - One-third of Americans with diabetes don't know they have it. Uncontrolled diabetes can lead to heart disease and stroke, kidney disease, blindness from damage to the blood vessels of the retina.
  • Glaucoma - This group of eye diseases gradually damages the optic nerve and may lead to blindness.

Screening for women:

  • Well-woman visit - To screen for diseases; assess risk for future problems; discuss lifestyle habits.
  • Bone mineral density test - Beginning testing at 65.  There are no obvious signs of osteoporosis until you fracture a bone.
  • Mammogram - Every 1-2 years starting between ages 40.
  • Colonoscopy - Starting at age 50. You may need to be screened earlier if you have a family history of colorectal cancer.
  • High Blood Pressure - The risk for high blood pressure increases with age. It's also related to weight and lifestyle.
  • Cholesterol Levels - A high level of LDL cholesterol in the blood causes sticky plaque to build up in the walls of the arteries. This increases your risk of heart disease.
  • Type 2 Diabetes - One-third of Americans with diabetes don't know they have it. Uncontrolled diabetes can lead to heart disease and stroke, kidney disease, blindness from damage to the blood vessels of the retina.
  • Pap test and HPV test - Pap tests screen for abnormalities that could indicate pre- or early cervical cancer
  • Glaucoma - This group of eye diseases gradually damages the optic nerve and may lead to blindness.

Manage your risk by actively managing your health and ensure you and your business remain in top-notch condition for years to come.